Discover card (G+ post)
Jul. 12th, 2011 09:01 amThat was nerve-wracking. I've got a balance on my Discover card of several thousand, it's a balance transfer from another card and due to various shenanigans, I'm paying 0% on it forever as long as I keep making minimum payments on it. I'd been doing it manually but I figured why not use their auto-pay?
Problem is that Discover has a really inflexible and scary autopay system. The payment doesn't post until the day AFTER the due date, but they promise that its EFFECTIVE date is the due date so it's OK. Also they don't show it as a pending payment, you just have to hope and trust that it's going to happen. And it doesn't happen until the month AFTER you sign up (sign up in mid-May, the first auto-payment doesn't happen until the next billing cycle, in JULY).
Anyway, I gritted my teeth and went through the due date, and it did push the payment the next day and the new statement shows it correct.
Discover is really ridiculous in so many ways. I also wish they'd learn how to format a proper financial statement. I sure wouldn't use them intentionally, they just had a good zero-interest balance transfer a few years ago when I needed it.
( G+ comments behind cut )
Problem is that Discover has a really inflexible and scary autopay system. The payment doesn't post until the day AFTER the due date, but they promise that its EFFECTIVE date is the due date so it's OK. Also they don't show it as a pending payment, you just have to hope and trust that it's going to happen. And it doesn't happen until the month AFTER you sign up (sign up in mid-May, the first auto-payment doesn't happen until the next billing cycle, in JULY).
Anyway, I gritted my teeth and went through the due date, and it did push the payment the next day and the new statement shows it correct.
Discover is really ridiculous in so many ways. I also wish they'd learn how to format a proper financial statement. I sure wouldn't use them intentionally, they just had a good zero-interest balance transfer a few years ago when I needed it.
( G+ comments behind cut )